The OPR is still 2.75% but how much financial breathing room do you really have?
Photo: Focus Malaysia
Bank Negara has kept the OPR at 2.75%, but household resilience depends on more than loan repayments. The real question is how much breathing room remains.
From the original report
At the end of 2025, household debt stood at 84.8% of GDP. Yet borrowers were largely keeping up with their commitments.
Bank Negara Malaysia reports that the median debt-service ratio for outstanding household loans remained at 33%, while overall household credit quality stayed sound.
…
This is a brief of a report by another newsroom. The excerpt below is from the original.
Read the full report at Focus Malaysia
Focus Malaysia
Read the full translated article in Japanese →
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About this story
- Source
- Focus Malaysia
- Originally published
- Sep 17, 2026
- Updated here
- Sep 17, 2026
- Produced by
- Malaysia Times desk (brief) — reporting by the source
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