Who controls your money when AI pays?
Malaysia's first AI-powered payment pilot signals a new era of agentic commerce, raising a bigger question: how much financial judgement should we delegate to machines?
THE next time an AI agent books a ride, selects a product or presses "pay", the most important financial decision may happen before the transaction begins: deciding what the machine is allowed to do with your money.
Malaysia has already entered this new phase. In March 2026, the country recorded its first authenticated agentic commerce pilot involving Mastercard, CIMB and RHB. During the pilot, an AI agent booked a ride from KLIA to KL Sentral on a user's behalf, with consent and authentication built into the process.
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This is a brief of a report by another newsroom. The excerpt below is from the original.
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About this story
- Source
- Focus Malaysia
- Originally published
- Aug 27, 2026
- Updated here
- Aug 27, 2026
- Produced by
- Malaysia Times desk (brief) — reporting by the source
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